BOISE RESTORATION Blog

14May

Self Pay Vs. Insurance Coverage

| Return|

No one ever plans to have substantial damage to their home or business. However, when unfortunate and devastating events happen unexpectedly they can be costly. Generally, it is not a matter of if, but when the damage happens that determines the level of repair needed. Proactively planning for emergency situations like mold, fire, water, and other kinds of damage can also make a great impact on how much repair is needed. Emergencies call for swift action and proper budgeting to ensure a safe & effective remedy.

Self Pay Claims

Self pay option helps to save on monthly costs, however taking on a large repair bill is a huge responsibility. This requires upfront investment for a savings cushion, proactive vigilance when it comes to weather forecasts, making necessary preparations for bad weather, and a strong discipline for saving. If it is financially feasible and there are excess funds in your account that could cover such an exorbitant expense, then it may be a reasonable decision to adopt this option. Also, it is wise to note that with certain coverage may be wise to skip in choosing the self pay option. For example, preparing for a natural fire may not be a wise decision, here in Idaho. It may be considered helpful to keep an eye on large scale weather conditions for budget conscious insurance (or non insurance) decisions.

Insurance Claims

Paying insurance premiums (and not letting them lapse) is a responsibility in & of itself. However, not so much regarding keeping tabs on a savings account. Having insurance is a low cost way to get started in protecting your assets against damage and makes the process more streamlined in getting your restoration service completed as quickly as possible. Paying a small premium each month allows for a piece of mind in case of accidents or natural disasters. The only responsibility for the policy holder to read the fine print regarding coverage and be sure to buy the necessary coverage. For more information on what to expect and what to look for in selecting insurance coverage, please visit our Insurance page, where we list the insurance companies we accept. For more in-depth information about choosing property insurance, visit the USA government national website.

Why choose Complete Restoration Services

  • Our certified technicians are experts at handling various types of restoration projects like fire, water, mold, and more so you do not have to manage several contractors
  • We accept many insurances
  • We are locally owned
  • We operate in Boise and the greater Boise area including: Garden City, Hidden Springs, Eagle, Meridian, Star, Middleton, Nampa, Caldwell, and Emmett
  • We have an insurance claim specialist who is focused on you
  • We offer financial plans for out of pocket expenses

Related

5 Ways to Avoid Water Damage to Your Home in the Summer

5 Ways to Avoid Water Damage to Your Home in the Summer

Even though it feels like it’s hotter and drier, one thing you need to be aware of during the summe...

Read More >
Great Tips to Save Money on Cooling

Great Tips to Save Money on Cooling

Trying to keep your home cool during the summer can be expensive. That's why it's important ...

Read More >
What to Do If You Find Mold in Your Home

What to Do If You Find Mold in Your Home

Mold in your home or business can be a serious problem. It is usually caused by water damage such as...

Read More >
What to do if Your Basement is Filled with Water

What to do if Your Basement is Filled with Water

Seeing your basement filled with water is admittedly overwhelming and emotional. It may seem too ser...

Read More >
Tips for a Christmas Safe from Water and Ice Damage

Tips for a Christmas Safe from Water and Ice Damage

If you're traveling for Christmas, take measures to prevent freezing pipes. Leave your heat on w...

Read More >
We Are Giving Christmas Trees, $100 Gift Cards, and Presents to Ten Treasure Valley Families!

We Are Giving Christmas Trees, $100 Gift Cards, and Presents to Ten Treasure Valley Families!

For ten years, Complete Restoration Services has made a difference in the lives of home and business...

Read More >

Search

Categories

Get Started with your Boise
Water DamageMold DamageWind & Storm DamageContent DamageFire DamageSmoke Damage Restoration

When disaster strikes, call Complete Restoration Services in Boise, ID. We offer 24/7 service for immediate emergency response.